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CHAPTER 38 / 55 · Paid

Unrestricted, restricted and corporate-finance advisers.

Follow unrestricted, restricted and corporate-finance adviser shops, then the representative letters. Restricted is not unrestricted.

Approx. 20 min with exercisesLaw cut-off: 20 September 2026Our approach

By the end of this chapter

  • Describe the shop in one paragraph from the first file on the desk.
  • Decide the promoter’s next asks: which stay on this letter, which need another paper.
  • Keep neighbouring permissions off this desk.
  • Cite the enabling section and treat the licence letter as the book.

How this family is grouped

Follow unrestricted, restricted and corporate-finance adviser shops, then the representative letters. Restricted is not unrestricted. Each code below is its own shop: a first file, a week, the asks that need a different paper, then the letter. A quieter label is not a thinner file.

SEC-2.4 Investment Adviser (Unrestricted)

FSC · SEC-2.4 · Licence

1. AdviceIsle Ltd’s shop

AdviceIsle Ltd is the desk this chapter is for. Unrestricted investment advisory business under section 30.

The first file on the desk is this. AdviceIsle Ltd will manage listed portfolios under mandate, without operating a CIS. SEC-2.4.

Three facts have to stay true of that book. First, the letter is the activity specified. This is a licence under Securities Act 2005, Section 30. A company name is not a permission.

Second, neighbouring papers stay off this desk. Not restricted (2.5), not corporate-finance advisory (2.5A), not FS-1.18 robotic advisory, and not a CIS manager.

Third, the assumptions stay in the file. Fictional adviser. Cut-off 20 September 2026.

Securities Act 2005, Section 30. See the register note · Open the published text ↗.

2. A week with A discretionary private-client adviser

Monday. The promoter walks in with “A discretionary private-client adviser.” Write the facts before anyone names a code: AdviceIsle Ltd will manage listed portfolios under mandate, without operating a CIS.

Tuesday. The team writes the activity in the words of the licence letter, not the brass plate. Unrestricted investment advisory business under section 30.

Wednesday. They record what this permission is used for. SEC-2.4.

Thursday. They write what the letter does not cover. Not SEC-4.2 and not FS-1.18.

Friday. They lock the assumptions. Fictional adviser. Cut-off 20 September 2026. The file is ready for the application, not for a slogan on a slide.

The other files on this desk should look like that first one: a named person, a specified activity, and a letter that matches the work. That is what SEC-2.4 is used for. The Act matters when AdviceIsle Ltd applies, when the Commission writes conditions onto the letter, and when the same promoter telephones with a different idea.

3. What the same promoter asks next

The facts are fictional. The method is the course: keep the shop you have just watched, and ask which desk is now doing the work.

This licence

A discretionary private-client adviser

AdviceIsle Ltd will manage listed portfolios under mandate, without operating a CIS.

Why it fits. SEC-2.4.

Different paper

The same promoter asks for restricted (2.5)

The slide says the SEC-2.4 letter already covers it because the same company, the same officers or the same client are on the file.

Why it does not. Keep the neighbouring paper off this desk. Not SEC-4.2 and not FS-1.18.

Different paper

The same promoter asks for corporate-finance advisory (2.5A)

The slide says the SEC-2.4 letter already covers it because the same company, the same officers or the same client are on the file.

Why it does not. Keep the neighbouring paper off this desk. Not SEC-4.2 and not FS-1.18.

The promoter asks AdviceIsle Ltd to…This licence?Why
A discretionary private-client adviserYesSEC-2.4.
The same promoter asks for restricted (2.5)NoKeep the neighbouring paper off this desk. Not SEC-4.2 and not FS-1.18.
The same promoter asks for corporate-finance advisory (2.5A)NoKeep the neighbouring paper off this desk. Not SEC-4.2 and not FS-1.18.

4. Papers that sit beside this one

Not restricted (2.5), not corporate-finance advisory (2.5A), not FS-1.18 robotic advisory, and not a CIS manager. Name the other desk when the work changes: restricted (2.5); corporate-finance advisory (2.5A); FS-1.18 robotic advisory; a CIS manager.

Neighbouring codes have their own chapters. Do not import their books into this letter.

5. The letter and the file

The advisory firm. Published licensing criteria on the FSC codified list (consolidation as at 1 July 2026) are guidance. Fees as at 1 July 2026: Processing fee Rs 6,200 (USD 600). Status at cut-off: Published adviser category as at 1 July 2026.

Who may hold it. The advisory firm. Representatives use 2.7A.

Published criteria. Published licensing criteria on the FSC codified list (consolidation as at 1 July 2026) are guidance. They neither derogate from nor restrict the Commission’s statutory powers, and they must be read with the relevant Act, rules, codes and circulars. Dedicated form and criteria. USD figures on intermediary rows apply to a GBL applicant or holder and its representatives, as the directory footnote states.

Rules, codes and circulars. CL20260107 for fees.

6. How to cite SEC-2.4

CoordinateAs at 20 September 2026
Directory codeSEC-2.4 Investment Adviser (Unrestricted)
Legal natureLicence
Enabling lawSecurities Act 2005 · Section 30
Fees as at 1 July 2026Processing fee Rs 6,200 (USD 600). Fixed annual fee Rs 71,000 (USD 2,400). Unless the directory states a different conversion rule, USD figures apply only to an applicant for a Global Business Licence or a corporation holding a Global Business Licence. FSC Circular Letter CL20260107 (1 July 2026) records that the replacement fee schedule operates from 1 July 2026 and that annual fees are due by 30 September 2026. A circular does not rewrite the activity this code authorises.
Status at cut-offPublished adviser category as at 1 July 2026.

The structured library card keeps the same coordinates for search. Open SEC-2.4 in the reference library.

SEC-2.5 Investment Adviser (Restricted)

FSC · SEC-2.5 · Licence

1. NoteOnly Ltd’s shop

NoteOnly Ltd is the desk this chapter is for. Restricted investment advisory business.

The first file on the desk is this. NoteOnly Ltd will recommend listed securities but will not manage accounts with discretion. SEC-2.5 if that matches the current restricted class.

Three facts have to stay true of that book. First, the letter is the activity specified. This is a licence under Securities Act 2005, Section 30. A company name is not a permission.

Second, neighbouring papers stay off this desk. Not unrestricted, not corporate-finance advisory, and not a representative of a restricted adviser (2.7B).

Third, the assumptions stay in the file. Fictional adviser. Cut-off 20 September 2026.

Securities Act 2005, Section 30. See the register note · Open the published text ↗.

2. A week with Advice without discretion

Monday. The promoter walks in with “Advice without discretion.” Write the facts before anyone names a code: NoteOnly Ltd will recommend listed securities but will not manage accounts with discretion.

Tuesday. The team writes the activity in the words of the licence letter, not the brass plate. Restricted investment advisory business.

Wednesday. They record what this permission is used for. SEC-2.5 if that matches the current restricted class.

Thursday. They write what the letter does not cover. Not 2.4. Confirm the Rules before treating “restricted” as a slogan.

Friday. They lock the assumptions. Fictional adviser. Cut-off 20 September 2026. The file is ready for the application, not for a slogan on a slide.

The other files on this desk should look like that first one: a named person, a specified activity, and a letter that matches the work. That is what SEC-2.5 is used for. The Act matters when NoteOnly Ltd applies, when the Commission writes conditions onto the letter, and when the same promoter telephones with a different idea.

3. What the same promoter asks next

The facts are fictional. The method is the course: keep the shop you have just watched, and ask which desk is now doing the work.

This licence

Advice without discretion

NoteOnly Ltd will recommend listed securities but will not manage accounts with discretion.

Why it fits. SEC-2.5 if that matches the current restricted class.

Different paper

The same promoter asks for unrestricted

The slide says the SEC-2.5 letter already covers it because the same company, the same officers or the same client are on the file.

Why it does not. Keep the neighbouring paper off this desk. Not 2.4. Confirm the Rules before treating “restricted” as a slogan.

Different paper

The same promoter asks for corporate-finance advisory

The slide says the SEC-2.5 letter already covers it because the same company, the same officers or the same client are on the file.

Why it does not. Keep the neighbouring paper off this desk. Not 2.4. Confirm the Rules before treating “restricted” as a slogan.

The promoter asks NoteOnly Ltd to…This licence?Why
Advice without discretionYesSEC-2.5 if that matches the current restricted class.
The same promoter asks for unrestrictedNoKeep the neighbouring paper off this desk. Not 2.4. Confirm the Rules before treating “restricted” as a slogan.
The same promoter asks for corporate-finance advisoryNoKeep the neighbouring paper off this desk. Not 2.4. Confirm the Rules before treating “restricted” as a slogan.

4. Papers that sit beside this one

Not unrestricted, not corporate-finance advisory, and not a representative of a restricted adviser (2.7B). Name the other desk when the work changes: unrestricted; corporate-finance advisory; a representative of a restricted adviser (2.7B).

  • unrestricted
  • corporate-finance advisory
  • a representative of a restricted adviser (2.7B)

Neighbouring codes have their own chapters. Do not import their books into this letter.

5. The letter and the file

The restricted advisory firm. Published licensing criteria on the FSC codified list (consolidation as at 1 July 2026) are guidance. Fees as at 1 July 2026: Processing fee Rs 5,000 (USD 500). Status at cut-off: Published adviser category as at 1 July 2026.

Who may hold it. The restricted advisory firm.

Published criteria. Published licensing criteria on the FSC codified list (consolidation as at 1 July 2026) are guidance. They neither derogate from nor restrict the Commission’s statutory powers, and they must be read with the relevant Act, rules, codes and circulars. USD figures on intermediary rows apply to a GBL applicant or holder and its representatives, as the directory footnote states.

Rules, codes and circulars. CL20260107 for fees.

6. How to cite SEC-2.5

CoordinateAs at 20 September 2026
Directory codeSEC-2.5 Investment Adviser (Restricted)
Legal natureLicence
Enabling lawSecurities Act 2005 · Section 30
Fees as at 1 July 2026Processing fee Rs 5,000 (USD 500). Fixed annual fee Rs 36,000 (USD 1,500). Unless the directory states a different conversion rule, USD figures apply only to an applicant for a Global Business Licence or a corporation holding a Global Business Licence. FSC Circular Letter CL20260107 (1 July 2026) records that the replacement fee schedule operates from 1 July 2026 and that annual fees are due by 30 September 2026. A circular does not rewrite the activity this code authorises.
Status at cut-offPublished adviser category as at 1 July 2026.

The structured library card keeps the same coordinates for search. Open SEC-2.5 in the reference library.

SEC-2.5A Investment Adviser (Corporate Finance Advisory)

FSC · SEC-2.5A · Licence

1. DealNotes Ltd’s shop

DealNotes Ltd is the desk this chapter is for. Corporate-finance advisory as a distinct section 30 class.

The first file on the desk is this. DealNotes Ltd will advise a family company on selling a subsidiary, without underwriting. SEC-2.5A.

Three facts have to stay true of that book. First, the letter is the activity specified. This is a licence under Securities Act 2005, Section 30. A company name is not a permission.

Second, neighbouring papers stay off this desk. Not unrestricted portfolio advice, not FS-6.1 investment banking, and not a reporting issuer.

Third, the assumptions stay in the file. Fictional adviser. Cut-off 20 September 2026.

Securities Act 2005, Section 30. See the register note · Open the published text ↗.

2. A week with An independent M&A adviser

Monday. The promoter walks in with “An independent M&A adviser.” Write the facts before anyone names a code: DealNotes Ltd will advise a family company on selling a subsidiary, without underwriting.

Tuesday. The team writes the activity in the words of the licence letter, not the brass plate. Corporate-finance advisory as a distinct section 30 class.

Wednesday. They record what this permission is used for. SEC-2.5A.

Thursday. They write what the letter does not cover. Not FS-6.1 and not 2.4.

Friday. They lock the assumptions. Fictional adviser. Cut-off 20 September 2026. The file is ready for the application, not for a slogan on a slide.

The other files on this desk should look like that first one: a named person, a specified activity, and a letter that matches the work. That is what SEC-2.5A is used for. The Act matters when DealNotes Ltd applies, when the Commission writes conditions onto the letter, and when the same promoter telephones with a different idea.

3. What the same promoter asks next

The facts are fictional. The method is the course: keep the shop you have just watched, and ask which desk is now doing the work.

This licence

An independent M&A adviser

DealNotes Ltd will advise a family company on selling a subsidiary, without underwriting.

Why it fits. SEC-2.5A.

Different paper

The same promoter asks for unrestricted portfolio advice

The slide says the SEC-2.5A letter already covers it because the same company, the same officers or the same client are on the file.

Why it does not. Keep the neighbouring paper off this desk. Not FS-6.1 and not 2.4.

Different paper

The same promoter asks for FS-6.1 investment banking

The slide says the SEC-2.5A letter already covers it because the same company, the same officers or the same client are on the file.

Why it does not. Keep the neighbouring paper off this desk. Not FS-6.1 and not 2.4.

The promoter asks DealNotes Ltd to…This licence?Why
An independent M&A adviserYesSEC-2.5A.
The same promoter asks for unrestricted portfolio adviceNoKeep the neighbouring paper off this desk. Not FS-6.1 and not 2.4.
The same promoter asks for FS-6.1 investment bankingNoKeep the neighbouring paper off this desk. Not FS-6.1 and not 2.4.

4. Papers that sit beside this one

Not unrestricted portfolio advice, not FS-6.1 investment banking, and not a reporting issuer. Name the other desk when the work changes: unrestricted portfolio advice; FS-6.1 investment banking; a reporting issuer.

Neighbouring codes have their own chapters. Do not import their books into this letter.

5. The letter and the file

The corporate-finance advisory firm. Published licensing criteria on the FSC codified list (consolidation as at 1 July 2026) are guidance. Fees as at 1 July 2026: Processing fee Rs 9,500 (USD 900). Status at cut-off: Published adviser category as at 1 July 2026.

Who may hold it. The corporate-finance advisory firm. Representatives use 2.7C.

Published criteria. Published licensing criteria on the FSC codified list (consolidation as at 1 July 2026) are guidance. They neither derogate from nor restrict the Commission’s statutory powers, and they must be read with the relevant Act, rules, codes and circulars. USD figures on intermediary rows apply to a GBL applicant or holder and its representatives, as the directory footnote states.

Rules, codes and circulars. CL20260107 for fees.

6. How to cite SEC-2.5A

CoordinateAs at 20 September 2026
Directory codeSEC-2.5A Investment Adviser (Corporate Finance Advisory)
Legal natureLicence
Enabling lawSecurities Act 2005 · Section 30
Fees as at 1 July 2026Processing fee Rs 9,500 (USD 900). Fixed annual fee Rs 94,000 (USD 3,100). Unless the directory states a different conversion rule, USD figures apply only to an applicant for a Global Business Licence or a corporation holding a Global Business Licence. FSC Circular Letter CL20260107 (1 July 2026) records that the replacement fee schedule operates from 1 July 2026 and that annual fees are due by 30 September 2026. A circular does not rewrite the activity this code authorises.
Status at cut-offPublished adviser category as at 1 July 2026.

The structured library card keeps the same coordinates for search. Open SEC-2.5A in the reference library.

SEC-2.7A Representative of Investment Adviser (Unrestricted)

FSC · SEC-2.7A · Licence

1. AdviceIsle Ltd’s shop

AdviceIsle Ltd is the desk this chapter is for. Representative of an unrestricted investment adviser.

The first file on the desk is this. Maya gives discretionary-mandate advice as staff of AdviceIsle Ltd. SEC-2.7A.

Three facts have to stay true of that book. First, the letter is the activity specified. This is a licence under Securities Act 2005, Section 30. A company name is not a permission.

Second, neighbouring papers stay off this desk. Not the 2.4 firm licence and not 2.7B/2.7C.

Third, the assumptions stay in the file. Fictional representative. Cut-off 20 September 2026.

Securities Act 2005, Section 30. See the register note · Open the published text ↗.

2. A week with An unrestricted adviser representative

Monday. The promoter walks in with “An unrestricted adviser representative.” Write the facts before anyone names a code: Maya gives discretionary-mandate advice as staff of AdviceIsle Ltd.

Tuesday. The team writes the activity in the words of the licence letter, not the brass plate. Representative of an unrestricted investment adviser.

Wednesday. They record what this permission is used for. SEC-2.7A.

Thursday. They write what the letter does not cover. Maya does not hold 2.4 personally as the firm.

Friday. They lock the assumptions. Fictional representative. Cut-off 20 September 2026. The file is ready for the application, not for a slogan on a slide.

The other files on this desk should look like that first one: a named person, a specified activity, and a letter that matches the work. That is what SEC-2.7A is used for. The Act matters when AdviceIsle Ltd applies, when the Commission writes conditions onto the letter, and when the same promoter telephones with a different idea.

3. What the same promoter asks next

The facts are fictional. The method is the course: keep the shop you have just watched, and ask which desk is now doing the work.

This licence

An unrestricted adviser representative

Maya gives discretionary-mandate advice as staff of AdviceIsle Ltd.

Why it fits. SEC-2.7A.

Different paper

The same promoter asks for the 2.4 firm licence

The slide says the SEC-2.7A letter already covers it because the same company, the same officers or the same client are on the file.

Why it does not. Keep the neighbouring paper off this desk. Maya does not hold 2.4 personally as the firm.

Different paper

The same promoter asks for 2.7B/2.7C

The slide says the SEC-2.7A letter already covers it because the same company, the same officers or the same client are on the file.

Why it does not. Keep the neighbouring paper off this desk. Maya does not hold 2.4 personally as the firm.

The promoter asks AdviceIsle Ltd to…This licence?Why
An unrestricted adviser representativeYesSEC-2.7A.
The same promoter asks for the 2.4 firm licenceNoKeep the neighbouring paper off this desk. Maya does not hold 2.4 personally as the firm.
The same promoter asks for 2.7B/2.7CNoKeep the neighbouring paper off this desk. Maya does not hold 2.4 personally as the firm.

4. Papers that sit beside this one

Not the 2.4 firm licence and not 2.7B/2.7C. Name the other desk when the work changes: the 2.4 firm licence; 2.7B/2.7C.

  • the 2.4 firm licence
  • 2.7B/2.7C

Neighbouring codes have their own chapters. Do not import their books into this letter.

5. The letter and the file

An individual of a 2. Published licensing criteria on the FSC codified list (consolidation as at 1 July 2026) are guidance. Fees as at 1 July 2026: Processing fee Rs 2,500 (USD 250). Status at cut-off: Published representative category as at 1 July 2026.

Who may hold it. An individual of a 2.4 firm.

Published criteria. Published licensing criteria on the FSC codified list (consolidation as at 1 July 2026) are guidance. They neither derogate from nor restrict the Commission’s statutory powers, and they must be read with the relevant Act, rules, codes and circulars. USD figures on intermediary rows apply to a GBL applicant or holder and its representatives, as the directory footnote states.

Rules, codes and circulars. CL20260107 for fees.

6. How to cite SEC-2.7A

CoordinateAs at 20 September 2026
Directory codeSEC-2.7A Representative of Investment Adviser (Unrestricted)
Legal natureLicence
Enabling lawSecurities Act 2005 · Section 30
Fees as at 1 July 2026Processing fee Rs 2,500 (USD 250). Fixed annual fee Rs 27,000 (USD 900). Unless the directory states a different conversion rule, USD figures apply only to an applicant for a Global Business Licence or a corporation holding a Global Business Licence. FSC Circular Letter CL20260107 (1 July 2026) records that the replacement fee schedule operates from 1 July 2026 and that annual fees are due by 30 September 2026. A circular does not rewrite the activity this code authorises.
Status at cut-offPublished representative category as at 1 July 2026.

The structured library card keeps the same coordinates for search. Open SEC-2.7A in the reference library.

SEC-2.7B Representative of Investment Adviser (Restricted)

FSC · SEC-2.7B · Licence

1. NoteOnly Ltd’s shop

NoteOnly Ltd is the desk this chapter is for. Representative of a restricted investment adviser.

The first file on the desk is this. Noel presents research for NoteOnly Ltd. SEC-2.7B.

Three facts have to stay true of that book. First, the letter is the activity specified. This is a licence under Securities Act 2005, Section 30. A company name is not a permission.

Second, neighbouring papers stay off this desk. Not 2.7A and not 2.5.

Third, the assumptions stay in the file. Fictional representative. Cut-off 20 September 2026.

Securities Act 2005, Section 30. See the register note · Open the published text ↗.

2. A week with A restricted adviser representative

Monday. The promoter walks in with “A restricted adviser representative.” Write the facts before anyone names a code: Noel presents research for NoteOnly Ltd.

Tuesday. The team writes the activity in the words of the licence letter, not the brass plate. Representative of a restricted investment adviser.

Wednesday. They record what this permission is used for. SEC-2.7B.

Thursday. They write what the letter does not cover. Not unrestricted representative 2.7A.

Friday. They lock the assumptions. Fictional representative. Cut-off 20 September 2026. The file is ready for the application, not for a slogan on a slide.

The other files on this desk should look like that first one: a named person, a specified activity, and a letter that matches the work. That is what SEC-2.7B is used for. The Act matters when NoteOnly Ltd applies, when the Commission writes conditions onto the letter, and when the same promoter telephones with a different idea.

3. What the same promoter asks next

The facts are fictional. The method is the course: keep the shop you have just watched, and ask which desk is now doing the work.

This licence

A restricted adviser representative

Noel presents research for NoteOnly Ltd.

Why it fits. SEC-2.7B.

Different paper

Treat the company name as the permission

The promoter wants to file on letterhead and sort the activity out later.

Why it does not. The letter is the book. An individual of a 2.

Different paper

Borrow a neighbouring letter because the officers are the same

The slide says one permission covers every desk in the building.

Why it does not. Not unrestricted representative 2.7A.

The promoter asks NoteOnly Ltd to…This licence?Why
A restricted adviser representativeYesSEC-2.7B.
Treat the company name as the permissionNoThe letter is the book. An individual of a 2.
Borrow a neighbouring letter because the officers are the sameNoNot unrestricted representative 2.7A.

4. Papers that sit beside this one

Not 2.7A and not 2.5.

Neighbouring codes have their own chapters. Do not import their books into this letter.

5. The letter and the file

An individual of a 2. Published licensing criteria on the FSC codified list (consolidation as at 1 July 2026) are guidance. Fees as at 1 July 2026: Processing fee Rs 2,500 (USD 250). Status at cut-off: Published representative category as at 1 July 2026.

Who may hold it. An individual of a 2.5 firm.

Published criteria. Published licensing criteria on the FSC codified list (consolidation as at 1 July 2026) are guidance. They neither derogate from nor restrict the Commission’s statutory powers, and they must be read with the relevant Act, rules, codes and circulars. USD figures on intermediary rows apply to a GBL applicant or holder and its representatives, as the directory footnote states.

Rules, codes and circulars. CL20260107 for fees.

6. How to cite SEC-2.7B

CoordinateAs at 20 September 2026
Directory codeSEC-2.7B Representative of Investment Adviser (Restricted)
Legal natureLicence
Enabling lawSecurities Act 2005 · Section 30
Fees as at 1 July 2026Processing fee Rs 2,500 (USD 250). Fixed annual fee Rs 27,000 (USD 900). Unless the directory states a different conversion rule, USD figures apply only to an applicant for a Global Business Licence or a corporation holding a Global Business Licence. FSC Circular Letter CL20260107 (1 July 2026) records that the replacement fee schedule operates from 1 July 2026 and that annual fees are due by 30 September 2026. A circular does not rewrite the activity this code authorises.
Status at cut-offPublished representative category as at 1 July 2026.

The structured library card keeps the same coordinates for search. Open SEC-2.7B in the reference library.

SEC-2.7C Representative of Investment Adviser (Corporate Finance Advisory)

FSC · SEC-2.7C · Licence

1. DealNotes Ltd’s shop

DealNotes Ltd is the desk this chapter is for. Representative of a corporate-finance adviser.

The first file on the desk is this. Rina works deal execution at DealNotes Ltd. SEC-2.7C.

Three facts have to stay true of that book. First, the letter is the activity specified. This is a licence under Securities Act 2005, Section 30. A company name is not a permission.

Second, neighbouring papers stay off this desk. Not 2.5A and not 2.7A.

Third, the assumptions stay in the file. Fictional representative. Cut-off 20 September 2026.

Securities Act 2005, Section 30. See the register note · Open the published text ↗.

2. A week with A corporate-finance associate

Monday. The promoter walks in with “A corporate-finance associate.” Write the facts before anyone names a code: Rina works deal execution at DealNotes Ltd.

Tuesday. The team writes the activity in the words of the licence letter, not the brass plate. Representative of a corporate-finance adviser.

Wednesday. They record what this permission is used for. SEC-2.7C.

Thursday. They write what the letter does not cover. Not an investment-banking FSA licence.

Friday. They lock the assumptions. Fictional representative. Cut-off 20 September 2026. The file is ready for the application, not for a slogan on a slide.

The other files on this desk should look like that first one: a named person, a specified activity, and a letter that matches the work. That is what SEC-2.7C is used for. The Act matters when DealNotes Ltd applies, when the Commission writes conditions onto the letter, and when the same promoter telephones with a different idea.

3. What the same promoter asks next

The facts are fictional. The method is the course: keep the shop you have just watched, and ask which desk is now doing the work.

This licence

A corporate-finance associate

Rina works deal execution at DealNotes Ltd.

Why it fits. SEC-2.7C.

Different paper

Treat the company name as the permission

The promoter wants to file on letterhead and sort the activity out later.

Why it does not. The letter is the book. An individual of a 2.

Different paper

Borrow a neighbouring letter because the officers are the same

The slide says one permission covers every desk in the building.

Why it does not. Not an investment-banking FSA licence.

The promoter asks DealNotes Ltd to…This licence?Why
A corporate-finance associateYesSEC-2.7C.
Treat the company name as the permissionNoThe letter is the book. An individual of a 2.
Borrow a neighbouring letter because the officers are the sameNoNot an investment-banking FSA licence.

4. Papers that sit beside this one

Not 2.5A and not 2.7A.

Neighbouring codes have their own chapters. Do not import their books into this letter.

5. The letter and the file

An individual of a 2. Published licensing criteria on the FSC codified list (consolidation as at 1 July 2026) are guidance. Fees as at 1 July 2026: Processing fee Rs 3,100 (USD 200). Status at cut-off: Published representative category as at 1 July 2026.

Who may hold it. An individual of a 2.5A firm.

Published criteria. Published licensing criteria on the FSC codified list (consolidation as at 1 July 2026) are guidance. They neither derogate from nor restrict the Commission’s statutory powers, and they must be read with the relevant Act, rules, codes and circulars. USD figures on intermediary rows apply to a GBL applicant or holder and its representatives, as the directory footnote states.

Rules, codes and circulars. CL20260107 for fees.

6. How to cite SEC-2.7C

CoordinateAs at 20 September 2026
Directory codeSEC-2.7C Representative of Investment Adviser (Corporate Finance Advisory)
Legal natureLicence
Enabling lawSecurities Act 2005 · Section 30
Fees as at 1 July 2026Processing fee Rs 3,100 (USD 200). Fixed annual fee Rs 34,000 (USD 800). Unless the directory states a different conversion rule, USD figures apply only to an applicant for a Global Business Licence or a corporation holding a Global Business Licence. FSC Circular Letter CL20260107 (1 July 2026) records that the replacement fee schedule operates from 1 July 2026 and that annual fees are due by 30 September 2026. A circular does not rewrite the activity this code authorises.
Status at cut-offPublished representative category as at 1 July 2026.

The structured library card keeps the same coordinates for search. Open SEC-2.7C in the reference library.

PAUSE & REFLECT

Check your understanding.

Three questions to make the ideas stick. Your score is saved on this browser; this is a learning exercise, not a qualification.

1. SEC-2.5 Restricted Investment Adviser is…
2. A representative of an investment adviser…
3. Corporate-finance advisory SEC-2.5A…

Follow the sources.

Each title opens the published text. The register note records the edition used for this course.

  1. FSC codified list of licences, authorisations, approvals, recognitions and registrations ↗ All published category codes, fees, forms and licensing-criteria columns; consolidation as at 1 July 2026 · Register note
  2. Financial Services Act 2007 ↗ Sections 2, 14, 14A, 16–18, 25, 33, 71A, 72, 77, 77A, 77B, 77C, 78, 79A; Second Schedule Parts I–III; Fifth Schedule · Register note
  3. FSC licensing and fees amendment rules 2026 ↗ Rule 3 and replacement First Schedule; rule 4 commencement · Register note
  4. FSC Circular Letter CL20260107 — review of fees and renewal of licences ↗ 1 July 2026 fee review; annual-fee due date 30 September 2026; FSCOne alternative arrangements · Register note
  5. FSC rules and regulations directory ↗ Consolidated licensing and fees rules; sector-specific rules including Securities (Licensing) Rules and Family Office Rules · Register note
  6. Securities Act 2005 ↗ Sections 9–11, 29–30, 53, 86, 97–101, 155(2)(xc) · Register note
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